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    Home / Blog / What Are Supplemental Wages?

    What Are Supplemental Wages?

    Understanding supplemental income, bonuses, and how they are taxed

    What Are Supplemental Wages?

    What Are Supplemental Wages?

    Supplemental wages are compensation paid to an employee that is not part of their regular wages. These payments are typically in addition to the employee’s normal salary or hourly pay and can include a variety of different types of income.

    Types of Supplemental Wages

    The IRS considers the following types of payments as supplemental wages:

    • Bonuses: Performance bonuses, signing bonuses, holiday bonuses, and year-end bonuses.
    • Commissions: Sales commissions and other performance-based compensation.
    • Overtime Pay: Pay for hours worked beyond the standard work week.
    • Severance Pay: Compensation provided when an employee is terminated or laid off.
    • Back Pay: Wages owed from a previous pay period.
    • Retroactive Pay Increases: Wage increases applied to past pay periods.
    • Tips: Reported tips that are included in wage calculations.
    • Taxable Fringe Benefits: Non-cash benefits that are subject to taxation.
    • Accumulated Sick Leave: Payments for unused sick leave.

    How Are Supplemental Wages Taxed?

    Supplemental wages are subject to federal income tax withholding, and the IRS provides two methods for calculating the withholding amount:

    Percentage Method

    If the supplemental wages are identified separately from regular wages, employers can withhold a flat 22% for federal income tax on supplemental wages up to $1 million. For supplemental wages exceeding $1 million in a calendar year, the withholding rate increases to 37%.

    Aggregate Method

    Alternatively, employers can combine the supplemental wages with regular wages for the pay period and withhold taxes on the total amount using the employee’s W-4 information.

    Why Understanding Supplemental Wages Matters

    Understanding supplemental wages is important for both employers and employees. Employers need to correctly calculate and withhold taxes on these payments, while employees should understand how their supplemental income affects their overall tax liability.

    Proper documentation of supplemental wages on pay stubs and tax documents ensures compliance with IRS regulations and helps individuals accurately file their tax returns.

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